Description

Key Objective:

This role focuses on the technical handling of Auto, Property, General Liability, and Professional Liability claims across multiple jurisdictions. The position is responsible for managing all aspects of claims, including investigation, coverage determination, reserving, negotiation, settlement, and overall claim strategy. Travel may be required. The role also involves representing the company at meetings with management, business partners, and other claim-related activities.

Major Duties & Responsibilities:

• Receive assignments and review claim and policy information to provide context for investigations; determine the extent of policy obligations based on the line of business, under close supervision.
• Supervise claim representatives in the handling of claims for assigned accounts.
• Review insurance policies to confirm coverage and ensure timely reporting to applicable primary, excess, or reinsurers.
• Maintain a diary system to ensure each file is reviewed at least every 90 days.
• Attend monthly and/or quarterly claims committee meetings, presenting cases in detail to support informed client decisions regarding strategy and reserving.
• Apply company-approved best practices to each file for timely and effective claims management; ensure each file includes a completed case strategy summary and disposition plan.
• Monitor defense counsel to ensure compliance with reporting requirements from clients and ESIS Specialty.
• Contact, interview, and obtain statements from insured parties, claimants, witnesses, medical professionals, attorneys, police officers, and others to secure necessary claim information.
• Prepare reports on investigations, settlements, claim denials, and evaluations of involved parties.
• Set reserves within authority limits and recommend reserve changes to the Team Leader and client.
• Review and process defense counsel and third-party invoices promptly to ensure timely payment.
• Review claim progress and status with the Team Leader, discussing challenges and recommending solutions.
• Settle claims promptly and equitably.
• Obtain releases, proofs of loss, or compensation agreements and issue payments for claims.
• Inform claimants, insured parties, or attorneys of claim denials when applicable.
• Assist the marketing team as new opportunities arise.

QUALIFICATIONS

• Minimum of 10 years of experience as a claims professional, including prior claims supervision, with advanced technical expertise in managing high-exposure claims and hands-on file and litigation management.
• Possession of a valid P&C insurance adjuster license is required.
• Experience in Professional Liability (PL), Auto Liability (AL), General Liability (GL), and Property claims.
• In-depth knowledge of insurance industry concepts, claims handling practices, and procedures.
• Proven ability to address significant coverage matters effectively.
• Strong understanding of insurance and legal principles.
• Familiarity with P&C Group coverage and related services.
• Working knowledge of industry best practices and procedures.
• Demonstrated ability to work independently and quickly assimilate information from diverse sources.
• Excellent interpersonal, communication, and negotiation skills, with a commitment to maintaining professionalism in all interactions with customers and business partners.
• Ability to make prompt, well-informed decisions based on detailed analysis of complex issues.
• Strong relationship management skills, especially in challenging or high-pressure situations.

ESIS Specialty continually monitors, measures, and analyzes trends while working closely with clients to identify opportunities to positively impact their program costs. ESIS Specialty applies a balanced approach to claims handling and management and continually refines approach to be sure services are customized, complementary and complete.

The pay range for the role is $86,000 to $148,800. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package, more details on which can be found on our careers website. The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.

ABOUT US

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.